Smart Auto Insurance

Insurance that thinks
as fast as you drive.

DriveShield uses real-time driving data to reward safe drivers with lower premiums every month. Get covered in 90 seconds β€” no paperwork, no agents, no nonsense.

AM Best A+ Rated
256-bit Encryption
24/7 Claims Support
Your Estimated Rate Live
$54/mo
Based on a safe driver profile Β· 2023 Honda Accord
Liability + Collision Included
Comprehensive Included
Roadside + PIP Included
Cancel anytime No hidden fees Locked 12 months
πŸ† AM Best A+ Rated ⚑ Insured in 90 seconds πŸ’Έ Save up to 40% on premiums πŸ“± Fully digital β€” no agents πŸ”’ Bank-grade encryption πŸ“ž 24/7 live claims support πŸš— 500,000+ vehicles insured πŸ† AM Best A+ Rated ⚑ Insured in 90 seconds πŸ’Έ Save up to 40% on premiums πŸ“± Fully digital β€” no agents πŸ”’ Bank-grade encryption πŸ“ž 24/7 live claims support πŸš— 500,000+ vehicles insured
Simple Process

Get covered in 3 easy steps

No confusing forms. No waiting on hold. No agents trying to upsell you. Just fast, smart coverage.

01
πŸ“‹

Tell Us About Your Car

Enter your vehicle details and ZIP code. Takes under 2 minutes. We pull your DMV record securely β€” no guesswork.

02
πŸ€–

Our AI Prices It Fairly

Our algorithm analyzes 40+ factors β€” your driving history, vehicle safety rating, local risk data β€” and builds your custom rate.

03
βœ…

Pick Your Plan & Drive

Choose from three tiers, pay your first month, and receive your digital insurance card instantly. You're covered.

$519
Avg. annual savings vs. big insurers
97%
Claims settled within 24 hours
4.9β˜…
Customer satisfaction score
500K+
Drivers protected nationwide
Transparent Pricing

Plans that fit your life

Three tiers, zero surprises. Switch or cancel anytime β€” we earn your loyalty every month.

Starter Shield
$39/mo
Essential protection for budget-conscious drivers
  • βœ“ State-minimum liability coverage
  • βœ“ Uninsured motorist protection
  • βœ“ Digital insurance card (instant)
  • βœ“ Accident forgiveness (1st year)
  • βœ• Collision & comprehensive
  • βœ• Roadside assistance
  • βœ• Rental reimbursement
Choose Starter
Elite Shield
$99/mo
Premium coverage for those who demand the very best
  • βœ“ Everything in Pro Shield
  • βœ“ Gap insurance included
  • βœ“ New car replacement (2 years)
  • βœ“ Custom parts & equipment
  • βœ“ Diminishing deductible rewards
  • βœ“ Dedicated claims concierge
  • βœ“ Priority 2-hour claims response
Choose Elite
98
DriveScoreβ„’
Your Safety Rating
Updated in real-time via our app
98%
Safe trips
0
Hard brakes
12mo
Claim free
Monthly savings
-$23
Claims status
Resolved βœ“
Why DriveShield

The smarter way to stay protected.

πŸ€–
AI-Powered Dynamic Pricing
Rates are calculated from real driving data, not just your age or zip code. Drive safely and watch your premium drop every month.
⚑
Claims in Under 24 Hours
File a claim in the app in 3 minutes. Our team handles 97% of claims within 24 hours β€” no back-and-forth, no delays.
πŸ”’
Rate Lock Guarantee
Your rate is locked for a full 12 months. We notify you 60 days before renewal with a full breakdown of any changes.
πŸ“±
100% Digital Experience
Manage your policy, file claims, update your vehicle, and access your ID card β€” all from one clean, intuitive app.
What's Covered

Protection for every scenario

From daily commutes to cross-country road trips β€” we've got the coverage that actually matters.

πŸ›‘οΈ

Liability Coverage

Covers bodily injury and property damage you cause to others. Meets all state minimums and goes beyond β€” protecting your finances when it matters most.

All Plans
🚘

Collision Coverage

Pays for your vehicle repairs after a collision β€” regardless of fault. We work directly with repair shops so you never have to chase a check.

Pro & Elite
🌩️

Comprehensive Coverage

Theft, hail, flooding, fallen trees, wildfires β€” if it's not a collision, comprehensive has it. Because not all damage happens on the road.

Pro & Elite
🀝

Uninsured Motorist

1 in 8 drivers on the road has no insurance. Our UM coverage protects you when the at-fault driver can't β€” so you're never left paying for someone else's mistake.

All Plans
πŸ₯

Personal Injury Protection

Medical bills, lost wages, rehab costs for you and your passengers β€” covered regardless of who caused the accident. No fighting with the other driver's insurer.

Pro & Elite
πŸ”§

24/7 Roadside Assistance

Dead battery, flat tire, locked out, ran out of gas β€” one tap in the app and help arrives in under 30 minutes, wherever you are in the country.

Pro & Elite
Real Customers

Don't take our word.
Hear theirs.

4.9
β˜…β˜…β˜…β˜…β˜…
Based on 14,000+ reviews
β˜…β˜…β˜…β˜…β˜…
"I filed a claim on a Monday morning after someone hit my parked car. By Tuesday evening, I had the repair check in my account. Absolutely wild. Never going back to my old insurer."
MR
Marcus Reid
Chicago, IL Β· Pro Shield
β˜…β˜…β˜…β˜…β˜…
"The DriveScore feature actually changed how I drive. I'm calmer, less aggressive at lights β€” and I've saved $31 a month because of it. It's gamified safety and I'm here for it."
SL
Sophia Lin
Seattle, WA Β· Elite Shield
β˜…β˜…β˜…β˜…β˜…
"Stranded on the highway at 10pm with a blown tire. Opened the app, requested roadside β€” someone was there in 18 minutes. I've renewed three years in a row for exactly this reason."
DK
Derek Kim
Austin, TX Β· Pro Shield
Get Your Quote

A smarter rate starts right here.

Fill out our 2-minute form and get a real, personalized quote β€” not a ballpark estimate. Our AI prices it accurately the first time.

100% free β€” no credit card required
Your data is never sold to third parties
Quote locked in for 30 days
Compare all 3 plans side by side
Dedicated support agent assigned immediately
Quick Quote Request
Takes about 2 minutes Β· No commitment needed

πŸ”’ Bank-grade encryption Β· Your info is never shared

Common Questions

Everything you need to know

Still have questions? Our team is available 24/7 via live chat, phone, or email.

πŸ“ž Call 1-800-DRV-SHLD βœ‰οΈ hello@driveshield.co
DriveScoreβ„’ tracks your acceleration, braking, cornering, and phone usage while driving. Safe drivers earn a discount of up to 25% off their base rate, applied at your next billing cycle. The higher your score, the lower you pay.
Absolutely. We handle the transition for you. Once you activate your DriveShield policy, we'll notify your old insurer and process any refund on their behalf. There's no gap in coverage during the switch.
97% of our claims are resolved within 24 hours. You file through the app, we assess using photos and our AI estimator, and funds are sent directly to you or your repair shop. No adjusters, no delays.
We use 256-bit AES encryption for all stored data and TLS 1.3 in transit. We never sell your personal data to third parties β€” ever. Your driving data is used only to calculate your own premium.
Cancel anytime with zero penalties or exit fees. If you cancel mid-month, we'll prorate and refund the unused portion to your original payment method within 3-5 business days.
DriveShield is currently licensed and available in all 50 U.S. states. Coverage limits and pricing may vary slightly by state to comply with local regulations.